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Department of Defense :  Veterans Matters :  VA Home Loan Program

The VA Home Loan Program
On-line copies of VA Home Loan Pamphlets and answers to questions most frequently asked aboutthe VA Home Loan program.

Request a Certificate of Eligibility for VA Home Loan Benefits
To determine if you are eligible for VA home loan benefits, you must complete VA Form 26-1880 and submit it to one of our VA Eligibilty Centers along with acceptable proof of service as described on the instruction page of the form.

Interest Rate Reduction Refinancing Loans
Have interest rates fallen since you obtained your VA loan? Do you have an Adjustable Rate VA loan that you want to convert to a fixed rate loan? The IRRRL program, also called the VA streamlined refinancing program, may be for you. No appraisal or underwriting is required.

If You Have Trouble Making Your Payments
If you have a VA loan but are having trouble making your mortgage payments, it is very important that you take steps to avoid a foreclosure. VA may be able to help.

Information for Elderly Homeowners
Information for Elderly Homeowners covers Reverse Mortgages, Interest Rate Reduction Refinancing Loans, and Home Equity Fraud.

Links to other sites with information on home buying and mortgages
There is a tremendous amount of information on the Web for homebuyers. You can even search for a home and apply for a mortgage over the Web. Here are some sites we've been able to identify.

Internet based VA Assignment System
Click here to log on to the internet based VA Assignment System

VA Direct Home Loan for Native American Veterans Living on Trust lands- Pamphlet 26-71-01
VA direct home loans are available to eligible Native American veterans who wish to purchase or construct a home on trust lands. E-mail your VA Regional Loan Center Most questions regarding the VA Home Loan Program areanswered in our Frequently Asked Questions, we ask that you read them prior to sending an inquiry. Telephone numbers and addresses of our Regional Loan Centers

VA-Acquired Properties Available for Sale
VA acquires over 20,000 homes a year nationwide due to defaults on VA guaranteed loans. Here is information on how to purchase these properties.

A-76 Cost Comparison
VA is in the process of conducting an A-76 Cost Comparison of its Property Management operation.

Lenders and Servicers Homepage
Information on the VA Home Loan Program for Lenders & Servicers. Check here frequently for updates and changes to our program.

Electronic Data Interchange (EDI)
This link contains documents that are pertinent to VA?s paperless guaranty processing via electronic data interchange.

Information on the VA Automated Appraisal Assignment Processing System(AAAPS) Y2K update
The AAAP system is being replaced by an Internet based VA Assignment System.


Public Source Document Courtesy: Department of Veterans Affairs

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